Free Tool
Fixed Deposit Calculator
Compare FD rates across top banks in India. Find the best interest rates for your fixed deposit investment.
Enter FD Details
Enter FD details to calculate maturity amount
About Fixed Deposits
- Safety: FD up to ₹5 lakh per bank is insured by DICGC
- Senior Citizens: Get 0.5% extra interest rate
- Tax: Interest is taxable; TDS applies if interest exceeds ₹40,000/yr
- Premature Withdrawal: Usually 1% penalty; some banks offer no-penalty FDs
Disclaimer: This calculator provides estimates based on current tax laws and should be used for reference only. Actual tax liability may vary based on individual circumstances. Please consult a qualified CA or tax professional for accurate tax advice.