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NPS Calculator

Calculate your National Pension System (NPS) corpus and tax savings. Get additional ₹50,000 deduction under Section 80CCD(1B).

Enter NPS Details

NPS matures at age 60

Historical NPS return: 10-12%

Enter NPS details to calculate your retirement corpus

About National Pension System (NPS)

  • Tax Benefits: 80CCD(1) up to ₹1.5L + extra ₹50K under 80CCD(1B)
  • Maturity: 60% tax-free lump sum, 40% must be used for annuity
  • Returns: Market-linked, historical returns around 10-12%
  • Early Exit: Allowed after 3 years, 80% must go to annuity

Disclaimer: This calculator provides estimates based on current tax laws and should be used for reference only. Actual tax liability may vary based on individual circumstances. Please consult a qualified CA or tax professional for accurate tax advice.