PF & ESI Calculator
Calculate Provident Fund and ESI contributions for employee and employer. Updated rates for FY 2025-26.
Enter Salary Details
₹
₹5,000₹1,00,000
₹
⚠️ ESI NOT applicable for gross > ₹21,000/month
📌 Current Rates (FY 2025-26)
PF Employee: 12%
PF Employer: 12%
ESI Employee: 0.75%
ESI Employer: 3.25%
PF Interest: 8.25%
ESI Limit: ₹21,000
🏛️ Provident Fund (Monthly)
Employee Contribution (12%)
₹3,000
EPF (3.67%)
₹918
EPS (8.33%)
₹1,250
EDLI (0.5%)
₹75
Admin (0.5%)
₹125
Employer Total₹2,368
Total Monthly PF₹5,368
Annual PF
₹64,416
+ Interest (8.25%)
~₹1,939
🏥 ESI (Monthly)NOT APPLICABLE
ESI is applicable only when gross salary is ₹21,000 or less.
⚠️ Important Compliance Dates
PF deposit due: 15th of every month
ESI deposit due: 15th of every month
Late PF: Interest @ 12% p.a. + damages up to 100%
Late ESI: Interest @ 12% p.a. + penalty
Disclaimer: This calculator provides estimates based on current tax laws and should be used for reference only. Actual tax liability may vary based on individual circumstances. Please consult a qualified CA or tax professional for accurate tax advice.