Knowledge Hub/Investments/PPF Calculator
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PPF Calculator

Calculate your Public Provident Fund (PPF) returns with 15-year projections. PPF offers EEE (Exempt-Exempt-Exempt) tax benefit under Section 80C.

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Min: ₹500/year, Max: ₹1.5 lakh/year

Default maturity: 15 years (extendable in 5-year blocks)

Current PPF rate: 7.1% (effective from Jan 2025)

Enter monthly contribution to calculate PPF returns

About PPF (Public Provident Fund)

  • Interest Rate: 7.1% p.a. (compounded annually)
  • Lock-in Period: 15 years (extendable in 5-year blocks)
  • Tax Benefits: EEE status - exempt at investment, interest, and maturity
  • Maximum Investment: ₹1.5 lakh per year under Section 80C

Disclaimer: This calculator provides estimates based on current tax laws and should be used for reference only. Actual tax liability may vary based on individual circumstances. Please consult a qualified CA or tax professional for accurate tax advice.