Free Tool
Salary Calculator (CTC to In-Hand)
Calculate your in-hand salary from CTC. Compare old vs new tax regime and find out how much you can save with deductions.
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Tax Saving Investments (Annual ₹)
Enter CTC to calculate in-hand salary
About Salary Structure
- CTC (Cost to Company): Total cost to employer including PF, gratuity, insurance
- Basic Salary: Typically 40-60% of CTC (taxable)
- HRA: House Rent Allowance (partially tax-exempt for rented accommodation)
- PF: 12% of Basic (employee contribution, tax-exempt)
Disclaimer: This calculator provides estimates based on current tax laws and should be used for reference only. Actual tax liability may vary based on individual circumstances. Please consult a qualified CA or tax professional for accurate tax advice.