new-income-tax

Tax Rates Under Income Tax Act 2025: New Slabs FY 2026-27

Income Tax Act 2025 tax rates and slabs for FY 2026-27 (AY 2027-28). New tax rate structure under the new Income Tax Act 2025.

GetYourCA Team
8 April 2026·Updated 8 April 20262 min read12.5K views

Tax Rates Under Income Tax Act 2025#

New Tax Regime Rates (Default)#

The Income Tax Act 2025 introduces simplified tax slabs under the new regime.

For Individuals (Below 60 Years)

Total IncomeTax Rate
Up to ₹4,00,000Nil
₹4,00,001 - ₹8,00,0005%
₹8,00,001 - ₹12,00,00010%
₹12,00,001 - ₹16,00,00015%
₹16,00,001 - ₹20,00,00020%
₹20,00,001 - ₹24,00,00025%
Above ₹24,00,00030%

For Senior Citizens (60-80 Years)

Total IncomeTax Rate
Up to ₹5,00,000Nil
₹5,00,001 - ₹8,00,0005%
₹8,00,001 - ₹12,00,00010%
₹12,00,001 - ₹16,00,00015%
₹16,00,001 - ₹20,00,00020%
₹20,00,001 - ₹24,00,00025%
Above ₹24,00,00030%

For Super Senior Citizens (80+ Years)

Total IncomeTax Rate
Up to ₹6,00,000Nil
₹6,00,001 - ₹8,00,0005%
₹8,00,001 - ₹12,00,00010%
₹12,00,001 - ₹16,00,00015%
₹16,00,001 - ₹20,00,00020%
₹20,00,001 - ₹24,00,00025%
Above ₹24,00,00030%

Key Changes from Current Tax Slabs#

  • Basic exemption increased to ₹4 lakh (from ₹3 lakh)
  • Additional tax slab of 25% introduced
  • Higher exemption for senior citizens (₹5 lakh) and super senior citizens (₹6 lakh)

Tax Calculation Example#

For income of ₹10 lakh:

  • Tax on first ₹4 lakh: Nil
  • Tax on next ₹4 lakh (₹4-8 lakh): 5% = ₹20,000
  • Tax on next ₹2 lakh (₹8-10 lakh): 10% = ₹20,000
  • Total Tax: ₹40,000 + Cess

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GetYourCA Team

Tax Expert

10+ years experience

Disclaimer

We have taken utmost care to research and write this article for your information. However, tax laws are complex and subject to frequent changes. This article is for general guidance only and should not be considered professional advice. Individual circumstances vary significantly — what works for one person may not apply to another.

Before making any tax-related decisions, we strongly recommend consulting with a qualified Chartered Accountant or tax professional who can assess your specific situation. We do not accept any liability for decisions made based on this information.

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