accounting

Ind AS 23: Borrowing Costs

Ind AS 23 - Borrowing Costs accounting. Capitalization of borrowing costs on qualifying assets.

GetYourCA Team
8 April 2026·Updated 8 April 20262 min read12.5K views

Ind AS 23: Borrowing Costs#

Note: Ind AS 23 deals with borrowing costs, similar to Ind AS 20. Both standards are applied in Indian accounting context.

Borrowing Costs#

Components of Borrowing Costs#

  • Interest on bank overdrafts and loans
  • Finance charges on finance leases
  • Exchange differences on foreign currency borrowings (to the extent regarded as adjustment to interest cost)

Qualifying Assets#

Assets that necessarily take substantial time to get ready for use or sale:

  • Property, plant and equipment
  • Investment property
  • Inventories requiring substantial period to get ready for sale
  • Bearer plants

Capitalization Principles#

When to Capitalize

  • Expenditure is being incurred
  • Borrowing costs are being incurred
  • Activities necessary to prepare asset are in progress

Capitalization Period

  • Begins when: expenditure + borrowing costs + activities start
  • Suspended when active development interrupted
  • Ends when substantially complete

Methods#

Specific Borrowings

  • Borrowings taken specifically for qualifying asset
  • Actual borrowing costs eligible for capitalization

General Borrowings

  • Weighted average rate on general borrowings
  • Calculate eligible amount

Disclosure Requirements#

  • Accounting policy for capitalization
  • Capitalization rate
  • Amount of borrowing costs capitalized during the period
  • Amount of borrowing costs recognized as expense

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