income-tax

Self-Assessment Tax: Payment and Filing

Complete guide to self-assessment tax. How to calculate and pay self-assessment tax, and adjustment with ITR filing.

GetYourCA Team
8 April 2026·Updated 8 April 20261 min read12.5K views

Self-Assessment Tax#

What is Self-Assessment Tax?#

Self-assessment tax (SAT) is the balance tax payable after considering TDS, advance tax, and other credits.

When is SAT Applicable?#

  • After calculating total tax liability
  • If tax payable > TDS + Advance Tax paid
  • Must pay before filing ITR

How to Calculate SAT#

Step 1: Calculate total income Step 2: Calculate tax on income Step 3: Add education cess Step 4: Deduct TDS/Advance tax paid Step 5: Balance = Self-assessment tax

How to Pay SAT Online#

  1. Login to income tax portal
  2. Go to "e-Pay Tax"
  3. Select "Self-Assessment Tax"
  4. Choose "Balance Tax"
  5. Enter assessment year
  6. Pay via net banking/debit card

Challan Types#

  • ITNS 280 (for regular tax)
  • Different code for self-assessment

Points to Remember#

  • Pay before ITR filing
  • Interest may apply if paid after due date
  • Keep Challan for records
  • Will reflect in Form 26AS

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GetYourCA Team

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Disclaimer

We have taken utmost care to research and write this article for your information. However, tax laws are complex and subject to frequent changes. This article is for general guidance only and should not be considered professional advice. Individual circumstances vary significantly — what works for one person may not apply to another.

Before making any tax-related decisions, we strongly recommend consulting with a qualified Chartered Accountant or tax professional who can assess your specific situation. We do not accept any liability for decisions made based on this information.

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